| Exemption | Description | Automatic Renewal | Due Date |
|---|---|---|---|
| Homeowner Exemption | This exemption is available to the majority of householders who own and occupy the property as their primary residence. This exemption reduces the equalized assessed value of an eligible property, thereby generating savings. | This exemption automatically renews each year. | The deadline to file is closed. Homeowners can file for a Certificate of Error to correct past tax bills. |
| Senior Exemption | This exemption is available to the majority of senior householders who are 65 years or older and own and occupy their property as their primary residence. Senior Exemptions offer property tax savings by decreasing the equalized assessed value of eligible properties. | This exemption automatically renews each year. | The deadline to file is closed. Homeowners can file for a Certificate of Error to correct past tax bills. |
| Low-Income Senior Citizens Assessment Freeze Exemption “Senior Freeze” | The Senior Exemption is available to the majority of homeowners who meet the eligibility criteria and have a total household annual income of $65,000 or less in the calendar year 2022. By “freezing” the equalized assessed value of an eligible property, this exemption offers substantial savings. | This exemption must be filed annually. | The deadline to file is closed. Homeowners can file for a Certificate of Error to correct past tax bills. |
| Persons with Disabilities Exemption | Homeowners who are eligible for this exemption this year must either become disabled or become disabled during the 2023 tax year. This exemption offers an annual reduction in the equalized assessed value of a property, resulting in property tax savings. | Due to new state legislation, this exemption will automatically be renewed. | The deadline to file is closed. Homeowners can file for a Certificate of Error to correct past tax bills. |
| Returning Veterans Exemption | For each taxable year in which veterans return from active duty in armed conflict, they are granted a reduction in the equalized assessed value of their property. | This exemption must be filed annually. | The deadline to file is closed. Homeowners can file for a Certificate of Error to correct past tax bills. |
| Veterans with Disabilities Exemption | Offers veterans with a service-connected disability, as certified by the U.S. Department of Veteran Affairs, a reduction in the equalized assessed value (EAV) of their property. The quantity of EAV deductions is contingent upon the severity of the disability. | This exemption must be filed annually. | The deadline to file is closed. Homeowners can file for a Certificate of Error to correct past tax bills. |
| Long-Time Homeowner Exemption | This exemption is available to only 2% of homeowners in Cook County. This exemption offers householders an expanded Homeowner Exemption that is not subject to a maximum exemption amount. In addition to satisfying the income and residency requirements, applicants must also demonstrate a substantial assessment increase that surpasses the maximum amounts established by the state legislature. Potentially eligible residents will receive applications via postal mail. | This exemption must be filed annually. | The deadline to file is closed. Homeowners can file for a Certificate of Error to correct past tax bills. |
| Home Improvement Exemption | Permits householders to add modifications to their home that increase its value without being taxed on the added value for a period of up to four years, up to $75,000. | This exemption lasts up to four years. | No application is required. Cook County office office automatically applies this exemption to eligible properties. |
Property Tax Locations
Chicago Office
(By appointment only)
75 Executive Drive,
Suite 349, Aurora, IL 60504
708-630-0944
Houston Office
(Corporate)
2200 North Loop West,
Suite 200 Houston, TX 77018
713-686-9955
Dallas Office
(By appointment only)
12300 Ford Rd., Suite #414
Dallas, TX 75234
972-243-9966
San Antonio Office
(By appointment only)
8632 Fredericksburg Rd Ste 105
San Antonio TX 78240
210-226-0829
Atlanta Office
(By appointment only)
4751 Best Road, Suite 316,
College Park, GA 30337
770-835-4126
Property Tax Protection Program™ Benefits
- No flat fees or upfront costs. No cost ever unless your property taxes are reduced.
- All practical efforts are made every year to reduce your property taxes.
- Never miss another appeal deadline.
- Property taxes protested for you annually.
- You do not have to accept the appraisal district's initial guesstimate of value.
- We coordinate with you regarding building size / condition to avoid excess taxes.
- Free support regarding homestead exemptions.
- Some years are good - typically 6 to 7 out of 10 will result in tax reduction for you.
- The other 3 to 4 years out of 10 we strike out. Most often due to people issues in the hearing process. Some years we get an easy appraiser at the informal; some years someone who is impossible to settle with.
About O'Connor
Property Tax Help Specialists
O’Connor provides property tax appeal services to over 100,000 clients in over 40 states. Client tax savings totaled over $120 million in 2020. O’Connor has been serving property owners since 1974, almost 50 years. Client tax savings total over $1,000,000,000.
O’Connor measures its success in client property tax savings, not billings. Our goal is to save clients $1 billion annually.
With over 200 property tax experts, many of whom have worked with us for 10+ years, O’Connor has the expertise to help with your property tax questions and appeals. We literally wrote the books on property tax reduction:
- Mass Appraisal for Commercial – What Every Commercial Property Owner Should Know!
- What You Need to Know about Business Personal Property
- Cut Your Texas Property Taxes
The steps to appeal are complicated and may seem like too much work, but when O'Connor represents your property for appeal, we handle the details. We provide a property tax reduction service to residential homeowners in exchange for a contingency fee of 30 percent of all property taxes saved through administrative hearings or judicial appeal, for that tax year.